Life is busy, we get it. But is anything more important than being in control of your future? Recent research* suggests that only 44% of UK adults have made a will, which means that you’re far from alone if you haven’t yet got around to completing what, for some, appears to be a daunting task.

It’s always worth bearing in mind that if you die without a will, the law decides who inherits everything you own (your assets) according to certain criteria called ‘intestacy rules’. So your assets may not be divided up as you would like, meaning your loved ones’ future isn’t in your hands, but in the hands of HM Treasury.

What is a will?

A will allows you to direct how your assets are distributed after you die. These might consist of properties, bank balances or prized possessions. If you have a business or investments then your will describes in black and white who will receive these assets and when. It also enables you to leave gifts to a charity or charities of your choice, should you wish to.

In short, a will is the only way to ensure your money, property, possessions, and investments go to the people or the causes you care about most. 

Don’t put it off

A 2023 report* from the National Will Register found that 42% of adults in the UK hadn’t spoken to anyone about what should happen to their assets after their death. Even among the age group most likely to have written a will, three in ten over 55s hadn’t discussed their wishes with anyone. 

It’s easy to understand why people put off such major decisions but this isn’t a subject which should be parked – it’s one that needs to be proactively tackled before it’s too late.

Which is where we come in. Getting it right is too important to leave to chance, so get in touch and we can ensure you’re directed to the right place to ensure the will you write is uniquely designed to express your wishes and safeguard your loved ones’ futures.